Mohammad Irfan
Fakultas Hukum Universitas Mataram

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Journal : Private Law

Tanggung Jawab Debitur Terhadap Objek Jaminan Fidusia Dalam Perjanjian Kredit Kendaraan: (Studi Di PT. FIF Group Mataram) I Nyoman Yudi Mahendra; Mohammad Irfan
Private Law Vol. 2 No. 1 (2022): Private Law Universitas Mataram
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (425.579 KB)

Abstract

This study aims to find out how to settle credit, if an event occurs where the object of the guarantee is lost at the time of the agreement or the installment period has not been completed in the vehicle loan agreement and to find out the responsibility of the creditor for the object that is guaranteed to be lost during the installment has not been completed. This type of research is empirical normative legal research. The method used in this research is a statutory approach, conceptual and sociological approach. The results of the study reveal that the responsibility of the debtor can be accounted for by the creditor by providing relevant evidence and the settlement process can be through the courts but to make it easier and faster it is chosen through negotiations or by deliberation.
Penyelesaian Hukum Kredit Macet Akibat Pandemi Covid-19 Di PT. Finansia Multi Finance (Kredit plus) Perspektif Hukum Perdata Indonesia Didin Saprudin; Lalu Hadi Adha; Mohammad Irfan
Private Law Vol. 3 No. 2 (2023): Private Law Universitas Mataram
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/prlw.v3i2.2594

Abstract

This study aims to explain the legal settlement of bad loans due to the Covid-19 pandemic from the perspective of Indonesian civil law and efforts can be made by PT Finansia Multi Finance (Kredit plus) due to defaults. This research uses a type of normative research that uses a statutory approach and a conceptual approach. The results of the study determined that there are two ways of resolving disputes concerning bad loans, namely litigation, and non-litigation. If these methods cannot achieve a win-win solution or a solution that takes into account both parties, the judge must make a verdict to decide the winning party and the losing party. Dispute settlement has had a strong legal basis since the issuance of Law Number 30 of 1999 concerning Arbitration and Alternative Dispute Resolution.
Pelaksanaan Perjanjian Peminjaman Uang Antara Bumdes Dengan Masyarakat Desa Pandan Indah : (Studi di Desa Pandan Indah, Kecamatan Praya Barat Daya, Kabupaten Lombok Tengah) Ahmad Jayadi; Shinta Andriyani; Mohammad Irfan
Private Law Vol. 3 No. 2 (2023): Private Law Universitas Mataram
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/prlw.v3i2.2611

Abstract

This study's purpose is to determine the implementation of loan agreements between BUMDes and the community and to find out the causes of bad loans at BUMDes Pandan Indah, Praya Barat Daya District, Central Lombok Regency. This research is a normative-empirical legal research and uses the statute approach, the conceptual approach, and the sociological approach. The results of this study that the implementation of the loan agreement is divided into 2 stages, namely the first stage, submit an application by the customers and completing the requirements set by BUMDes Pandan Indah, and the second stage is the signing of the loan agreement which before the applicant or customer receives the money. The causes of bad loans at BUMDes Pandan Indah consist of internal causes and external causes.